Compliance Specialist

Full Time
Winnebago, IL 61088
Posted
Job description
Organization Overview:
Foresight Financial Group, Inc., an Illinois corporation founded in 1986, is a bank holding company established under the Federal Reserve with fifteen offices in the Northern Illinois counties of Winnebago, Stephenson and Kankakee. Holdings of the Foresight Financial Group, Inc. include German American State Bank located in German Valley, Pecatonica, Seward and Winnebago; State Bank of Davis located in Davis and Kankakee; State Bank located in Freeport; Lena State Bank located in Lena; Northwest Bank located in Rockford, Loves Park and Machesney Park; and State Bank of Herscher located in Herscher and Kankakee.


Position Summary:
The Compliance Specialist is responsible for assisting the BSA and Compliance Officers with the implementation and execution of an effective Compliance Management Program. Ensure compliance with federal and state banking regulations, including but limited to the BSA, OFAC, and AML requirements.


Primary Responsibilities:
  • Perform compliance monitoring including recording and reporting findings and making recommendations of corrective action.
  • Provide support to the holding company and its subsidiary banks in the development and implementation of policies, procedures, products, services, and delivery methods to ensure compliance with applicable laws and regulations.
  • Review various BSA/AML/OFAC reports on a daily and monthly basis.
  • Monitor high and medium risk customer.
  • Report suspicious activity to the BSA Officer.
  • Review CTRs for accuracy and correct any deficiencies.
  • File CTRs and SARs where applicable.
  • Assist the Compliance Officer with CRA compliance and reviews.
  • Review marketing and website materials for compliance.
  • Assist during examinations and audits.
  • Maintain current regulatory knowledge through education, training and reading.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Competencies:
Communicator: Advanced written and oral communication skills, speaking clearly, effectively listening, and clearly writing.

Judgement: Intuitive curiosity to investigate and follow through. Sound decision making abilities, working within the scope of responsibilities and seeking guidance where necessary.

Professionalism: Consistent demonstration of behaviors, appearance, and communication with full knowledge and consideration of the effect on employees and customers.

Integrity: Instills mutual trust and confidence, contributes to a culture of compliance and high ethics and confidentiality.

Technical: Fluency in Microsoft Office (Word, Excel and PowerPoint). Advanced knowledge of banking products, services, policies, and procedures. A subject matter expert on Bank Secrecy Act and all other relative regulations and laws.

Detail Oriented Achieves thoroughness and accuracy when achieving a task through concern for all the areas involved.

Performance Standards:
Timely review of BSA/AML monitoring reports.

Timely and accurate BSA filings, when applicable.

Completion of schedule compliance monitoring reviews.

Performance Weightings:
40% Competencies
50% Position Performance Standards
10% Personal Goals

Qualifications:
HS Diploma or equivalent required. Minimum 3 years of compliance or BSA experience. BSA certification a plus.

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