Job description
Join Our Team!
At People's Bank, we strive to provide A Better Banking Experience to our customers and a better career experience for our employees. We recognize that our employees are the messenger of our vision and values and are key to the bank's success. People's Bank offers a competitive benefits package including salary commensurate with experience. If you want to be empowered to excel in your work; if you are looking for career and growth opportunities; if you enjoy building relationships with your customers; and if you're seeking a family-oriented, fun team of people, People's Bank may be just the employer for you!
Comprehensive Benefits Package:
- Competitive Pay with Quarterly Bonus Potential
- Paid Time Off, Paid Holidays, Sick pay
- Health, Dental, Vision Insurance
- Health Reimbursement Account (HRA)
- Flexible Spending Account
- Life and AD&D insurance
- Short and Long-Term Disability
- 401K Retirement Plan
- Employee Stock Ownership Plan (ESOP)
- Personal Mortgage Loan Financing Discounts
- Tuition Reimbursement after one year of service
- Wellness Program
- Employee Assistance Program (EAP)
Summary:
The Commercial Loan Officer is responsible for the acquisition, servicing and underwriting of commercial loans. This position requires Strong underwriting skills and sales ability. Candidate must be able to reasonably conduct complex credit analysis activities including gathering, analyzing, and interpreting all types of credit and financial information for existing and prospective customers in support of efforts to minimize risk and potential loss. Excellent interpersonal skills are necessary to acquire new and maintain existing business, work within a team environment, and provide superior quality service.
Duties and Responsibilities:
- Provide excellent internal and external customer service representing the Bank in a courteous, friendly, and professional manner.
- Actively solicit new business from prospects and existing customers, which includes deposit relationships and other bank services offered.
- Appropriately sell and cross-sell bank services in the branch and local community by developing rapport with customers, and by being involved in community and business development activities.
- Meet annual goals and objectives set by senior management for loan quality plus loan and deposit growth.
- Underwrites commercial loans as needed per loan policy and recommends approval to the next level of authority wherever appropriate.
- Manage commercial portfolio which involves, but is not limited to, face to face meeting with clients on an as needed basis, receipt and review of financials, preparation and presentation of credit requests, and completion of annual report (if applicable).
- Maintain knowledge of compliance requirements to ensure bank compliance in area of responsibility and directly responsible for regulatory compliance on each loan within portfolio.
- Attend meetings as requested.
- Perform other duties as assigned.
Position Qualifications:
- Must be able to work within and foster a team environment, while effectively managing own workload.
- Proven advanced sales skills and a demonstrated ability to develop customer relationships.
- Experience in prospecting for new business relationships and in retaining and expanding relationships with existing customers.
- Strong proven interpersonal skills to provide superior quality service to teammates and clients, as well as to maximize business contacts and develop positive working relationships.
- Excellent telephone skills and oral and written communication skills.
- Computer knowledge of Microsoft Word and Excel and other bank equipment.
- Mathematical and numerical ability and detail orientation is essential.
Education Training and Experience:
- Bachelor’s degree in finance, business or economics or related field preferred.
- Computer knowledge of Microsoft Word and familiarity with Excel and ten-key calculator.
- Successful completion of a high school diploma or GED.
Commercial Loan Officer II
- Minimum of two (2) years of Commercial lending experience.
Commercial Loan Officer III or IV
- Level of Commercial Lender determined by both years and depth of experience.
How to apply:
Please click here to apply online and fill out an application on our website. This position is open until filled. If you have any questions about the job posting, please contact the Human Resources department at (541) 618.3328.
Those selected must be able to provide proof of legal right to work in this country.
Must be able to pass a criminal history background check, credit check, drug screen which includes testing for marijuana and favorable references.
Contact from interested candidates only, please. No contact from recruiters, agencies, or consultants.
People’s Bank of Commerce is an Equal Opportunity Employer and Affirmative Action Employer committed to a diverse workplace.
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