Associate I, Credit Analysis(Fort Collins, CO)
Full Time
Fort Collins, CO
Posted
Job description
At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.
Our Modern, Flexible Workplace:
At First National, we believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at First National. We invite you to consider what a Modern, Flexible Workplace can mean for you! It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.
Summary of the Job:
The Analyst I, Credit Analysis performs routine assignments as part of the credit transaction. The role is accountable to perform credit analysis related to commercial, agriculture, or consumer loan requests.
About This Role:
This position is a Hybrid role and will require an employee to be onsite at the Oak Branch in Fort Collins CO. This position would require 3 days a week onsite and the other 2 days working remote.
Key Accountabilities:
1. Financial analysis and preparation of loan presentations for new credit requests, renewals and annual reviews.
2. Monitor ongoing financial performance of borrowers and act as an independent reviewer of the borrowing relationship through contact with the lender and/or borrower.
3. Cross functional working relationships with peers and management to maintain service level agreements.
4. Understand and comply with Bank policy, laws, regulations, and the Bank's BSA/AML program, as applicable to job duties.
The Ideal Candidate for This Role:
Basic Qualifications:
- Bachelor's degree, preferably in finance, accounting or business administration. 1-2 years commercial credit analysis experience or equivalent is preferred.
- Ability to read and interpret financial statements to include: Tax returns (individual and business), balance sheet, income statement, cash flow schedules, statement of owner's equity.
- Strong organizational and analytical skills and the ability to manage multiple deadlines is required.
- A good understanding of commercial lending concepts, practices and procedures.
Additional Qualifications:
- General understanding of accounting terms and principles
- Excellent communication skills, both written and verbal, including strong presentation skills.
- Ability to communicate effectively with senior management, operational and technical staff and peers.
- Strong computer skills and experience with MS Office products
Skills:
Accounting
Bachelor’s Degree
Credit Analysis (commercial)
Financial Analysis
Writing
Compensation:
Compensation range (base pay): $51,650.00-$82,763.00 IMPORTANT - This range is for the primary posting location of: Fort Collins, CO - Oak Branch
Final compensation offer to candidate may vary from posted hiring range based upon geographic location, work experience, education, and/or skill level.
Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
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Medical, Dental, Vision Insurance
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401k, With Matching Contributions
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Time Off Programs
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Health Savings Account (HSA)/Dependent Care
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Employee Banking
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Growth Opportunities
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Tuition Assistance
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Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here:
https://www.fnbo.com/careers/benefits/
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For additional information regarding compensation and benefits, e-mail FNBO at
Job number: R-20222710
TAGAdmin@fnni.com
. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.
Equity, Diversity, & Inclusion:
FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
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